Portfolio Management Services (PMS)
Professionally managed portfolios, held in your own name.
Portfolio Management Services offer a professionally managed portfolio of stocks or other securities held directly in your demat account. Compared with mutual funds, PMS strategies are typically more concentrated and can follow a more distinctive investment style.
How it generally works
- You sign an agreement with a SEBI-registered portfolio manager and open a dedicated demat and bank account.
- The manager buys and sells securities for you according to the chosen strategy.
- You can see every holding and transaction in your own account statements.
Who may find it suitable
HNIs and families with a long horizon who can tolerate higher volatility and concentration in exchange for a differentiated approach.
Key considerations and risks: PMS
- Concentrated portfolios can deviate significantly from the broader market, in both directions.
- Fee structures vary widely; performance-linked fees need careful reading.
- Taxation applies to each transaction in your account, rather than at the fund level.
How we select managers
We look past headline numbers to the things that tend to matter over time: a clearly articulated and consistently applied process, the depth and stability of the team, risk management, alignment of interests, total cost and transparency of reporting. We never select on past returns alone.
How ArthaVan can assist
- Shortlisting strategies that complement your existing portfolio
- Comparing managers on process, consistency, risk management and total cost
- Explaining fee structures and taxation in plain language
- Ongoing monitoring and periodic review of the strategy’s fit
Frequently asked questions about PMS
How is PMS different from a mutual fund?
In a PMS, securities are held directly in your name and the portfolio is typically more concentrated. A mutual fund pools money from many investors into a single scheme. The minimum investment and fee structures also differ.
Can I see what my PMS portfolio holds?
Yes. Because securities sit in your own demat account, every holding and transaction is visible to you.
Explore PMS options.
Start with a private, no-obligation conversation about where you are and where you want your wealth to go.