Fixed Income & Structured Opportunities
Stability, income and capital preservation, assessed with care.
Fixed income anchors a portfolio. It provides predictable income, cushions equity volatility and funds near-term goals.
But not all fixed income is equally safe: credit quality, interest-rate sensitivity and liquidity vary widely. We help you build a fixed-income allocation that is suited to its purpose.
Avenues we cover
- Government securities and State Development Loans
- Listed corporate bonds and non-convertible debentures (NCDs)
- Corporate fixed deposits from well-rated issuers
- Debt mutual funds across duration and credit categories
- Structured products and market-linked debentures, for suitable investors only
How we assess
- Credit rating and issuer strength, not headline yield alone
- Matching maturities with when you will need the money
- Diversification across issuers to limit single-name risk
- Post-tax return compared with simpler alternatives
Who may find it suitable
Investors seeking income, stability or a defined horizon for part of their wealth, and those balancing an equity-heavy portfolio.
Key considerations and risks: fixed income and structured products
- Credit risk: an issuer may delay or default on payments.
- Interest-rate risk: bond prices fall when rates rise.
- Liquidity risk: some instruments are hard to sell before maturity.
- Structured products may be complex and suit only investors who understand their features.
How ArthaVan can assist
- Building a fixed-income allocation around your income needs and horizon
- Comparing instruments on credit quality, liquidity and post-tax return
- Laddering maturities to match upcoming goals
Frequently asked questions about fixed income and structured products
Is a higher yield always better?
No. A higher yield usually reflects higher credit, liquidity or interest-rate risk. We look at what you are being paid for the risk taken.
Plan my fixed-income allocation.
Start with a private, no-obligation conversation about where you are and where you want your wealth to go.